We supported the Bangladesh Bank and Business For the Poor in Bangladesh (BFP-B) in this Nathan Associates-funded study to understand the prospect of using MFS for the benefit of micro-and small-enterprises (MSEs), including the banking and MFS agents. The broad objective of the study was to understand the use of MFS by MSEs, identify key challenges that limit the uptake of MFS by MSEs, and explore opportunities to address the needs of the MSEs by MFS providers.