The UNCDF MicroLead Expansion program is a six-year, USD 23.5-million program that engaged MSC to create a toolkit for service providers on linking savings groups with financial institutions. These service providers included banks, MFIs, and related service providers, MNOs, and FinTechs. MSC worked in Benin, Burkina Faso, Ghana, Kenya, Malawi, Tanzania, and Uganda for the project.

The toolkit provides insights on how to work with savings groups effectively and create sustainable commercial linkages that create value to savings groups, group members, and banks. It focuses on the types of savings groups, linkage models, and the steps to follow when initiating linkage services. The toolkit also examines the role of digital technologies and digital financial services to link savings groups effectively.

The toolkit contributes immensely to expand financial inclusion through capacity-building of banks, MFIs, and FinTechs that work with informal groups, especially in rural areas.