Tag: Grace Retnowati

Digital finance services (DFS) was launched several years ago in Indonesia but has not scaled without agent networks. Recent regulation in 2014, begins to pave the way for different players to build their networks and could be an exciting catalyst for the country, but players must approach this complex task methodically and strategically which does not yet seem to be happening for the most part.

This note provides an analysis of the draft regulations of branchless banking based on MicroSave’s experience of working in Indonesia and other geographies.