This study explains competitive scenario in the microfinance sector in Uganda. It provides overview of the Ugandan microfinance market and chalks out its characteristics. Going further, the study also underlines various concerns to respond to the challenges relating to competition. It details out overview of international experience on competition relating to over-indebtedness, clients behaviour, niche markets, pricing and mergers and acquisitions. The study also discusses donors’ role in various degrees of competition—monopoly, competition and saturation.

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