This Note analyses the possible impact of these regulatory and political changes on the microinsurance sector, and predicts the state of the sector in Uganda in near future. Our predictions are based on the assumption that the IRA will be a strong regulator and national policies will be sincerely and effectively implemented. Though it is still a speculative to pre-empt the market, we believe that conventional insurers, as well as microfinance players will soon be able to realise the strategic potential of microinsurance in their portfolio.

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