Premasis Mukherjee

Premasis Mukherjee is currently working as an Independent Banking Consultant. He advises banks and financial institutions on digital finance and payments strategy.

Premasis Mukherjee worked as a Group Leader and Senior Manager at MSC. He led the Research and Social Security and Insurance practice of the company. He helps financial institutions across Asia and Africa in innovation and User-Centric design of products, processes, business models and strategic plans. He is a technical lead in Digital Finance, Behavioral Economics, Inclusive Finance, Social Security and Pensions, and Supply Chain Finance. After leaving MSC, he has also worked with the International Finance Corporation.

Posts by Premasis Mukherjee

Understanding Demand for Financial Products Among Young Women in Central Java

This paper understands the demand for financial products among young women in Central Java. 

Bundling to Make Agriculture Insurance Work

Bundling agriculture insurance with other services that form part of the agricultural value chain, like credit and farming inputs, is emerging as a solution to help make insurance more tangible and get better outreach and scale faster, manifesting into better economic and social outcomes. A key insight emerging from the cases analysed is that, to […]

Emergence of Mobile Insurance Models

This presentation highlights the present scenario, variances in micro-insurance models, products and channelisation; and how to build the future of mobile insurance industry.”

Balancing Left-Right Bias in User-Centric Design Processes

This Note gives glimpse of the approach through which MicroSave is able to engage business managers in design process and ensure ownership and feasibility of the product designed.

Jansuraksha: India’s New Tryst with Mass Insurance

In this Policy Brief, we analyse the performance trends of the three Jansuraksha insurance products (Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and Atal Pension Yojana).

Mobile Insurance Trends: The Curious Case of India

Our India Focus Note 118 discusses how the growth of the telecom industry in India would shape trends and possibilities for mobile insurance in the future.

Loyalty based Mobile Insurance: Is Design Aligned to Business Objectives?

In this Note, we discuss shifting strategic objectives of telecom operators / mobile network operators (MNOs) and how mobile insurance can be customised to suit to their needs.

How Saving Is Influenced by Behavioural Biases

This Note analyses the trends through behavioural economics lens and tracks behavioural factors responsible for – preferences for informal savings; procrastination towards savings commitment; and overwhelming preference for “fixed return” schemes.