Migrant workers, are unique client segment that interests financial service providers- specifically the digital financial service providers. This Note examines decision making context and behavioural aspects of the migrant workers.

This Note explores the behavioural explanations that govern design intricacies of microcredit and also the anomalies in the business model.

This Note is a high-level peek into behavioural research method that MSC’s MI4ID approach uses to understand customers financial behaviour.

This note details the behavioural research process and, culminates into conceptualisation of a low fidelity product concept designed using user centred design approaches.

In terms of access to formal risk protection measures, contractual workers employed at MSEs in India this note creates background for the next note of this series.

This note takes an alternative view from the conventional wisdom of expected utility and optimum deductible in insurance. It highlights explanations for insurance purchase and use decisions through behavioural economics.

Here the author gives a primer into government subsidy insurance programmes of various kinds, targeted at the lower income people. And questions if it is instrumental for microinsurance growth?

The Mor Committee report touches upon two important milestones that can impact the insurance and microinsurance sector in India. Our insurance expert, Premasis Mukherjee, explains how.