National Payment Corporation of India (NPCI) launched Rupay – India’s own payment gateway network. ‘RuPay’ is a low-cost alternative to other payment gateways, such as MasterCard and VISA. Banks pay lower transaction processing fees as transactions are performed on the domestic payment network. This makes RuPay a viable digital payment solution for the rural, low, and middle-income segments in India.

In the series of publications on Small Finance Banks, this note explores the key challenges, and the potential deal breakers for MFIs and NBFCs intending to transform to SFBs.

First in the series of publications on Small Finance Banks, this note explores the possibilities for MFIs and NBFCs as intending to graduate to SFBs.

This note details the behavioural research process and, culminates into conceptualisation of a low fidelity product concept designed using user centred design approaches.

In terms of access to formal risk protection measures, contractual workers employed at MSEs in India this note creates background for the next note of this series.

This resource book can act as a useful guide to MFIs engaged in providing financial services to the poor, particularly agricultural finance; community based organisations engaged  in aggregation of farm produce and other practitioners in the area of agricultural financing. The intended benefits of the resource book are to help the audience in understanding clients’ perspective, understand […]

This note takes an alternative view from the conventional wisdom of expected utility and optimum deductible in insurance. It highlights explanations for insurance purchase and use decisions through behavioural economics.

A larger number of microfinance institutions across the globe have realised the business potential of MSME financing. As the next big strategic move many of these MFIs plan to upscale to MSME financing. However, this strategic shift is filled with numerous challenges. This video talks about these challenges in preview of key business parameters of […]