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National Payment Corporation of India (NPCI) launched Rupay – India’s own payment gateway network. ‘RuPay’ is a low-cost alternative to other payment gateways, such as MasterCard and VISA. Banks pay lower transaction processing fees as transactions are performed on the domestic payment network. This makes RuPay a viable digital payment solution for the rural, low, and middle-income segments in India.
This note takes an alternative view from the conventional wisdom of expected utility and optimum deductible in insurance. It highlights explanations for insurance purchase and use decisions through behavioural economics.
A larger number of microfinance institutions across the globe have realised the business potential of MSME financing. As the next big strategic move many of these MFIs plan to upscale to MSME financing. However, this strategic shift is filled with numerous challenges. This video talks about these challenges in preview of key business parameters of […]