Neeraj Lal

Neeraj Lal is the Head of Strategic Initiatives at Arohan Financial Services Limited, Kolkata, West Bengal, India. He leads the function of strategic initiatives at Arohan.

Neeraj leads the strategic initiatives at Arohan—an NBFC-MFI  headquartered in Kolkata and operating in 13 states. In the midst of a remarkable growth journey, it aims to widen its offering in the financial inclusion ecosystem. He has strengthened the Microbanking vertical at ESAF SFB since its inception, which had received the legacy microfinance business from its parent entity.  Neeraj provided consulting and technical assistance to microfinance institutions (MFI) on various functional areas while working with MSC. His areas of expertise are domain knowledge in microfinance, livelihood promotion, institutions development, quantitative & financial analysis and commodity derivatives.

Posts by Neeraj Lal

Understanding Demand for Financial Products Among Young Women in Central Java

This paper understands the demand for financial products among young women in Central Java. 

Understanding Demand for Financial Products among the Youth of Central Java

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

Understanding Demand for Financial Products among the Youth of Central Java

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

Understanding the demand for financial products among the female youth of Central Java

MicroSave has conducted an exploratory market research to understand the needs of the youth for financial products required to increase employability. This report presents the findings.

Nascent Indian MFIs and their Fund Raising Challenges

This Focus Note attempts to provide insights into the different sources of capital available to nascent MFIs in India and how an MFI might improve its ability to attract such capital