Governments are the biggest social spender with their G2P payments. However, questions are consistently raised as to whether the payments reach the intended beneficiary. G2P payments in India face issues such as insufficient withdrawal points in villages, inactive CICO (Cash-In Cash-Out) points, poor service quality at withdrawal points, sustainability of CICO points, lack of electronic mode of fund transfer, etc. To address these gaps, MicroSave has developed the “District Readiness Assessment (DRA)”. It assesses the readiness of stakeholders responsible for effective and efficient payment of government benefits, in a particular geography. In addition the DRA could also be adopted for delivery models other than G2P payments. A slightly modified version could be used to understand the preparedness of any service provider to penetrate any particular market. Frequent use of this tool will go long way to equip and guide stakeholders.

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