After the progress made on setting a regulatory and policy framework to enable financial inclusion, this blog raises concern over the decision that puts a cap of 1% for agent transaction.

Direct Benefit Transfer program was thought to be effective method of achieving goal of financial inclusion. Its effectiveness was thought to be an outcome of necessity of making payments to individual bank accounts and also because of regularity of payments. However, due to operational issues its progress does not inspire much hope. At best DBT […]

The blog highlights the complexities involved in Public Distribution System and why it is imperative for the government to conduct a detailed market and behavioural research before changing the existing system.

This Policy Note Part II, details out the “Seven Steps of DBT Programme Design” for a robust and beneficiary centric direct benefit transfer programme.

This PB highlights the effectiveness, impacts and challenges of PMMY, and assesses the capacity of MUDRA to deliver its mandate to finance those unable to get loans under conventional system.

This Note as a first part of the two-step series explains the pre-requisites and the steps, which if followed, can help in implementation of successful government DBT programmes.

This note highlights the importance of the sustainability of fair price shops (FPS) and provides detailed options to ensure their continuity. It also suggests methods to ensure the continuity of FPSs.

MicroSave’s experience of the Mahatma Gandhi Rural Employment Guarantee Scheme across various states has highlighted the inadequate administrative capacity of state governments that limits the potential of the programme.