The National Mission on Financial Inclusion is more commonly known as Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in August 2014. MicroSave has been closely following the progress of PMJDY through three waves (rounds) of surveys. PMJDY Wave-I was conducted in December-2014 followed by Wave-II conducted in July-2015. This report is the third edition of the survey commissioned to examine the progress of PMJDY. The report captures aspects such as BM’s availability, transaction readiness, dormancy levels, and transactional details. It also focussed on Aadhaar seeding and RuPay card delivery/usage by PMJDY account holders.