The DRC offers massive market potential for nascent technology start-ups. The political environment supports innovation, entrepreneurship, and digital services. The ecosystem comprises 12 FinTechs and more than 22 enablers and funding partners.
The objective of the National Digital Plan is to drive a vibrant market and improve the infrastructure to accelerate opportunities to drive financial inclusion. People in the country rely on cash to a great degree, which creates challenges for financial institutions to hold bulk cash to facilitate transactions, and in the process increases costs and slows economic activity. Financial inclusion can increase with FinTechs by looking beyond payments to second-generation services combined with creative bundling of services.