The video describes the list of activities a loan officer is expected to do and the details that need to be recorded at Home Visit. For many newcomers to microfinance, the Home Visit is probably the most unconventional part of the loan appraisal in MFIs. What does a credit officer look at when he or […]

In this video, MicroSave explains the Bishara Imara Lending Cycle, an individual loan product of Equity Bank. This episode discusses the first few steps of the lending cycle, namely, loan application, loan appraisal and analysis. After filling of the loan application, the loan officer visits the business premise and residence of the client for loan […]

In this video, Equity Bank team shares the challenges faced while developing Biashara Imara – an individual loan product in Kenya for people with low earnings – and what steps did they take to overcome the initial glitch. Further the branch manager attributes Biashara Imara’s success on its excellent performance based on various parameters such […]

The video depicts the journey of Equity Bank Kenya from a Society to a commercial Bank. The Equity Bank business model has attracted both local and international recognition. Equity has also become a hub of other institutions worldwide keen on learning and exchanging insights on the Equity model of extending financial services to the low […]

This paper examines the ability of MFIs to increase their efficiencies within Product Policies using Process Mapping in Bosnia and Herzegovina.

In February 2004 MicroSave hosted a Virtual Conference on Electronic Banking for the Poor. This paper summarises the discussion which brought together 500 participants and generated 400 postings.

This article attempts to summarise the process of designing incentive schemes for staff members of microfinance institutions (MFIs).

The paper examines why two MFIs in north eastern South Africa suffer such remarkably high levels of drop-out amongst their clients.