Ravi Kaushal is a development consultant with 10+ years of experience in financial inclusion, rural livelihoods, and agriculture systems. He has supported the design and execution of large-scale government programs in collaboration with NITI Aayog, with a focus on strengthening last-mile delivery and convergence-led approaches. His work spans multiple states, where he has engaged with State Rural Livelihood Missions, SHG networks, and district administrations to drive scalable, community-led interventions aimed at improving financial access and livelihood outcomes.