Ritesh has 13 years of experience in the field of management consulting, G2P programs and payment systems, banking, branchless banking, digital financial services, social protection, agriculture, financial inclusion and financial literacy. The current focus of his work is in the area of Government to Person (G2P) programs. He specializes in financial inclusion/ branchless banking operations, G2P programs, payment systems, cash transfers (conditional and unconditional), direct benefit transfer schemes, program evaluation and assessment, relationship management, process re-engineering, financial literacy, training, qualitative and quantitative research, and behavioral research.