Showing results for "group lending"
Until this month RBI maintained the view that only licensed commercial banks can offer cash-out services. As a result, a number of banks and non-banks formed partnerships. In fact, the RBI’s view hasn’t changed. The RBI has simply decided to regulate non-banks offering business correspondent services too, as differentiated, Payments Banks (PB). Business correspondents (BC) were the […]
In this blog, the MicroSave team examines the advantages and disadvantages of the BC model for NBFC-MFIs in detail.
The Mor Committee report touches upon two important milestones that can impact the insurance and microinsurance sector in India. Our insurance expert, Premasis Mukherjee, explains how.
The Mor Committee report is, in the Indian context, both visionary and, for many at least, little short of revolutionary in its approach. MicroSave puts forth an analysis.
Why is it difficult for MSMEs to get financing to grow their businesses? Here the author explains the challenges MSMEs face with business loans across geographies.
Financial inclusion happens when banking services are available to the poor and the small business enterprise. How can banks and MFIs find a middle ground to serve the MSMEs?