The Govt. of Bihar has conceived MKUY to improve the socio-economic status of girls and women in the state. However, the current fund transfer process operates on a pull-based mechanism where beneficiaries need to explicitly register for the scheme through an intense data collection mechanism. This adds unnecessary friction to the program, thereby affecting the scheme’s uptake.
MSC proposed a full Direct Benefit Transfer mode push-based mechanism that automatically identifies and on-board beneficiaries needs to be envisaged and implemented. MSC has provided advisory services and proposed a holistic digital solution for scheme management and timely approval of payments. Some solutions include using core public financial management reform principles such as Single Source of Truth to integrate current beneficiary databases for better scheme delivery; to establishing a dedicated cell to oversee the implementation of the envisaged technology architecture of MKUY.