About a year back in August 2018, MSC collaborated with the Indian Institute of Management Ahmedabad’s Centre for Innovation Incubation and Entrepreneurship to start the journey of Financial Inclusion Lab. The Lab currently receives support from the J.P. Morgan, Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, and the Omidyar Network. The Lab supports start-ups that develop innovative, technology-enabled solutions in the areas of financial technology, livelihoods, and skilling for the benefit of low- and middle-income (LMI) communities. MSC provided technical assistance (TA) to these start-ups. This blog focuses on the lessons learned from this TA program where we highlight six key insights that could be helpful both to investors, consultants, and other organizations which plan TA programs for similar start-ups.

Bootcamps designed by the JPMC FI Lab allow start-ups to introspect and reflect on their “growth and accelerate” needs. This blog brings out the lessons and experiences from these bootcamps.

Jai Kisan is a lending platform that uses technology to provide credit solutions to farmers for equipment used in agriculture and allied activities. It has identified its niche in financing farming equipment (excluding tractors) because of the existing finance gap that exists in Indian markets. This blog walks us through the genesis, struggles, and victories of this start-up.

Read to see the journey of WonderLend Hubs, a company that provides Machine Learning-as-a-Service (MLaaS), as it implements this fascinating service to become the credit gateway for India’s low-to middle-income segments.

This blog highlights the journey of Xtracap, a fintech start-up that provides extended credit to low- and middle-income merchants in India towards their daily working capital needs through its flagship technology platform—Bridge2Capital.

This blog highlights the journey of Kaarva, a fintech start-up that provides salaried people from the low-and middle-income segments with early access to a portion of their earned salaries for the month without charging any fees.

How do technologies such as machine learning and natural language processing transform our shopping experiences at the local grocery store? Read this fascinating blog about munshiG, a fintech start-up, to know more.

Navana is a fintech start-up that develops innovative design solutions that help illiterate and semi-literate people to use modern digital mobile services intuitively.