Anil Gupta

Partner

Anil Gupta is a Partner at MSC and heads the Digital Financial Services-Payments and Distribution Domain.

He is a hands-on development banker and technology manager with over two decades of experience. Anil has worked on projects with development banks, commercial banks, international funding agencies, MFIs, community-based institutions, rural infrastructure projects, and major telecommunication players in India, China, and the USA. Anil’s areas of expertise include management of large and complex projects, program design and evaluation, microfinance, agriculture, and non-farm sector finance, infrastructure finance, financial sector development, and payments systems—especially mobile wallets. He specializes in due diligence of financial institutions, business planning, technology management, and technical assistance design. Before joining MSC, Anil was Program Manager at Infosys, where he undertook various roles, from setting up the platform and managing associated operations to policy development and technical assistance. He holds a Master’s degree in Management and Technology with specialization in Strategy and Finance from the various leading institutions like IIM-Bangalore and IIT- Kharagpur. Anil is fluent in English and Hindi.

Posts by Anil Gupta

Is ‘Cashless’ the Road Ahead towards Digital India?

This case-study will provide you a sneak-peek to the journey of the creation of the first “cashless” panchayat in Odisha.

Can instant messenger disrupt the digital payments market in India?

This post attempts to cover the details of how WhatsApp can possibly simplify the user experience while making digital payments in India.

Re-Imagining the Last Mile – Agent Networks

This Policy Note explores some ideas and thoughts which can help the policy makers and regulators to achieve their vision of complete financial inclusion.

Private Sector Engagement in Financial Inclusion

This presentation discusses financial inclusion needs across cycle of life and major constraints in reaching the poor. It also highlights key ingredients for success in financial inclusion.”

Offline Payment Acceptance: A Puzzle and an Opportunity

Reserve Bank of India estimates that 96% of all the retail transactions in India are conducted using cash, leaving only about 4% payments on cash-less/digital channels.

Open Application Programming Interfaces (API): Purpose and Possibilities

Going by the global experience, a set of open, well-documented Application Programming Interface or APIs provide enormous benefits to providers and clients. They also help improve customer experience.

Agent Dormancy: Reasons and Remedial Measures

Dormancy among agents is a cause of concern for financial inclusion in India. This note focuses on some of the prominent reasons for agent dormancy.

Agent Dormancy: Impact on Customers

Dormancy among agents is a cause of concern for financial inclusion in India. This note analyses the impact of agent dormancy on the financial behaviour of customers.