Shweta Menon

Assistant Manager

Shweta is an Assistant Manager in Digital Financial Services domain of MSC India, focused on Payments & Distribution. She has worked with development organizations, consulting companies, and social enterprises.

Shweta is an Assistant Manager in Digital Financial Services domain of MSC India, focused on Payments & Distribution. She has worked with development organizations, consulting companies, and social enterprises. Within MSC, she has worked on projects commissioned by the Bill & Melinda Gates Foundation, JP Morgan Chase and Co. (JPMC), and the World Bank Group. Her expertise lies in financial inclusion (specifically FinTech), financial literacy, pilot assessment, monitoring and evaluation, impact assessment, and user-centric design based market research.

Posts by Shweta Menon

The Mool mantra: Simplifying financial services for the masses

In this blog, we chart Mool’s journey. Mool is a neo bank that enables Indians in the low- and middle-income (LMI) segment to take small steps toward saving and investing. Read on to see how Mool uses an interactive, easy-to-use platform to make customers save more and plan their financial lives better. Mool is a startup under the Financial Inclusion (FI) Lab accelerator program’s fifth cohort. The FI Lab is supported by some of the largest philanthropic organizations worldwide—the Bill & Melinda Gates Foundation, J.P. Morgan, Michael & Susan Dell Foundation, MetLife Foundation, and Omidyar Network.

Kosh: A community-based credit platform that offers financial security to blue-collar workers

Kosh is a digital lending platform that provides access to formal credit to low- and middle-income (LMI) segments in India. It works on a joint liability model that relies on group leaders and members who avail credit through the platform. This blog explores the journey of Kosh and the positive impact it hopes to create on LMI segments.

Impact of COVID-19 on FinTechs

How has the pandemic affected Indian FinTechs? What measures have the policymakers taken? Are these measures impactful for FinTechs? What are the investor sentiments for this sector? This report, the first in a series of ongoing Covid-19 research on Indian FinTechs and the Indian FinTech ecosystem by MSC, answers these questions in the current market’s context.

AgTechs in India – Growing landscape and challenges

This blog is the second in this series and covers the AgTech landscape in India, illustrates AgTech offerings across the agri value chain, and highlights the three key challenges that limit their growth.

Agtechs and financial institutions: Financing farmers in India

This blog, the third and final piece in this series, focuses on partnerships between AgTechs and financial institutions to improve access to finance for farmers. It also offers recommendations to improve the AgTech ecosystem in India.

Why do financial institutions shy away from financing farmers in India?

This blog, the first in a three-part series, highlights the skewed penetration of formal financing for farmers in India. It also examines the challenges that financial institutions face while offering credit to small and marginal farmers in the country.

The role of tech-enabled formal financing in agriculture in India

India is home to 146 million farmers, 86% of which are small and marginal farmers. Although agriculture is a key economic activity in India and employs almost 55% of the population, access to finance remains a challenge for most farmers, especially the small and marginal ones.

GramCover: Accessible & affordable insurance

Gramcover, a digital insurance platform, works to provide affordable insurance solutions to the low- and middle-income segments in India. Their technology-led distribution and servicing model reduces the inefficiencies and transaction costs involved in purchasing insurance policies.