Mohit Saini

Senior Analyst

Mohit is a Manager with MSC's Digital Financial Services (DFS) Domain.

Mohit is a DFS consultant with substantial experience of working in countries like Bangladesh, India, Malawi and Uganda with the regulators, policymakers, start-ups, DFS providers, and other ecosystem players. He has worked on projects commissioned by BMGF, JPMorgan Chase (JPMC), the World Bank Group (IFC), UNCDF, UKaid and others. Within MSC, he has managed projects focusing on accelerating the uptake of DFS among the last mile through bottom-up, client-centric approach. Presently, his work focuses on designing a differentiated incubator lab for fintech start-ups to cater to the Low-and Middle-Income (LMI) segments in India. In addition, his work involves offering technical advisory to DFS providers, developing their go-to-market strategies, and undertaking client-centric market researches focused on gender and behavioural aspects. Formerly, Mohit has worked as an Operations Manager with Atyati Technologies Pvt. Ltd- a Bengaluru-based fintech start-up. He holds a Post Graduate Diploma in Rural Management, with specialisation in rural finance from one of India's most prestigious institutions, Institute of Rural Management, Anand (IRMA). He is fluent in English and Hindi.

Posts by Mohit Saini

AgTechs in India – Growing landscape and challenges

This blog is the second in this series and covers the AgTech landscape in India, illustrates AgTech offerings across the agri value chain, and highlights the three key challenges that limit their growth.

Agtechs and financial institutions: Financing farmers in India

This blog, the third and final piece in this series, focuses on partnerships between AgTechs and financial institutions to improve access to finance for farmers. It also offers recommendations to improve the AgTech ecosystem in India.

Why do financial institutions shy away from financing farmers in India?

This blog, the first in a three-part series, highlights the skewed penetration of formal financing for farmers in India. It also examines the challenges that financial institutions face while offering credit to small and marginal farmers in the country.

The role of tech-enabled formal financing in agriculture in India

India is home to 146 million farmers, 86% of which are small and marginal farmers. Although agriculture is a key economic activity in India and employs almost 55% of the population, access to finance remains a challenge for most farmers, especially the small and marginal ones.

SureClaim: Assurance of insurance claims

Sureclaim came into being to bridge the persistent gaps between the insurance premiums that insurance firms collect and the claims they reimburse. The company works to ensure that customers from the low- and middle-income segments are able to get the maximum out of their insurance policies.

Why do so Few Fintechs Focus on the Mass Market?

The blog highlights why do so Few Fintechs Focus on the Mass Market?

Fintechs for LMI segments – Tapping the untapped

The blog highlights seven potential ways in which the fintechs can serve the LMI market and unleash its potential.

Fintechs for LMI segments – Demystifying myths and delving into realities

The second blog in the series highlights the potential opportunities present in the LMI market and how the current fintech ecosystem is approaching an inflexion point.