Mohit is a Manager with MSC's Digital Financial Services (DFS) Domain.
Mohit is a DFS consultant with substantial experience of working in countries like Bangladesh, India, Malawi and Uganda with the regulators, policymakers, start-ups, DFS providers, and other ecosystem players. He has worked on projects commissioned by BMGF, JPMorgan Chase (JPMC), the World Bank Group (IFC), UNCDF, UKaid and others.
Within MSC, he has managed projects focusing on accelerating the uptake of DFS among the last mile through bottom-up, client-centric approach. Presently, his work focuses on designing a differentiated incubator lab for fintech start-ups to cater to the Low-and Middle-Income (LMI) segments in India. In addition, his work involves offering technical advisory to DFS providers, developing their go-to-market strategies, and undertaking client-centric market researches focused on gender and behavioural aspects.
Formerly, Mohit has worked as an Operations Manager with Atyati Technologies Pvt. Ltd- a Bengaluru-based fintech start-up. He holds a Post Graduate Diploma in Rural Management, with specialisation in rural finance from one of India's most prestigious institutions, Institute of Rural Management, Anand (IRMA). He is fluent in English and Hindi.
Posts by Mohit Saini
Learnings from Transforming Villages into ‘Less-cash Villages’: Part One
MicroSave has been working with NPCI and leading Public Sector Banks to create a less-cash ecosystem in select villages across the country. This highlights the lessons learnt during the intervention and highlights the key steps involved.
This NPCI initiative brings insights on the digital transformation journey that the organization has undertaken to enable panchayats across the country, and encourage active and sustaining village level participation.
Demonetisation and digitisation – A diagnostic study
This demand-side diagnostic study aims to gauge the end-user experience in adopting cashless modes (including cheques) along with the barriers (behavioral and functional) they faced in uptake and usage of cashless solutions.
This note focuses on the four critical areas that are significant to customer-centricity of mobile money wallets. It looks at major barriers that have an adverse impact on the uptake of mobile money in India