Meenal Malik


Meenal Malik is an Assistant Manager in Digital Financial Services domain of MSC India, focussed in Payments and Distribution.

Meenal has over five years of experience in the financial sector spanning across banking, digital financial services, insurance, and microfinance domains. She has worked on projects with multi-lateral development organisations, banks, payment system providers, and agent network managers in India. Her areas of expertise include: agent network design and development, capacity building for channel partners, institutional assessments and risk analysis, qualitative market research to understand customers’ needs, process re-engineering, institutional branding and communications, and project management.

Posts by Meenal Malik

Kaarva: A micro salary advance for a micro expense

This blog highlights the journey of Kaarva, a fintech start-up that provides salaried people from the low-and middle-income segments with early access to a portion of their earned salaries for the month without charging any fees.

Fintechs for LMI segments – Demystifying myths and delving into realities

The second blog in the series highlights the potential opportunities present in the LMI market and how the current fintech ecosystem is approaching an inflexion point.

Fintech Study to Model a Financial Inclusion Lab

The current landscape suggests a growing influence of fintechs in India. However, growth and investments have primarily confined in the payments and credit domains, and in a few metro cities.

First digitally enabled panchayat in Kerala

As the Government of India, under its “Digital India” campaign, continues to promote accessibility and usage of digital modes of payments across India, MicroSave partnered with National Payments Corporation of India (NPCI) to transform a panchayat near Munnar, Kerala into “less-cash” Panchayat. AEPS and BHIM Aadhaar are the two products users are using in this […]

Demonetisation and digitisation – A diagnostic study

This demand-side diagnostic study aims to gauge the end-user experience in adopting cashless modes (including cheques) along with the barriers (behavioral and functional) they faced in uptake and usage of cashless solutions.