MicroSave’s study on Deposit Assessment in India details the needs and preferences of micro-savings clients to support the development of client-responsive products and delivery processes.

The study was conducted to improve the current body of knowledge around the status of the BC model in Bihar, to provide recommendations to improve the effectiveness of the model and to offer inputs to policymakers.

The first assessment (Wave-I) was conducted in November and December 2014 across 41 districts in 9 states, wherein a total of 2,039 BM locations and 8,789 beneficiaries were surveyed. BMs were assessed on dimensions such as availability, transaction readiness, dormancy, branding of outlets, number of transactions etc. The customers were asked questions about their experience on aspects such as first bank account under PMJDY, receipt of RuPay card and availability of Aadhaar and its linkage in PMJDY account.

MSC director in conversation with NDTV Profit on the progress of Pradhan Mantri Jan Dhan Yojna (PMJDY). Catch full coverage here.

MSC has a reputation for fair and independent work and brings a unique and fresh perspective in the form of field insights. We started our pilots on DBT in PDS in Chandigarh, Dadra-Nagar Haveli and Puducherry on the basis of MSC’s findings.

MSC can play synergic role in DBT space. MSC brought significance expertise on financial inclusion and on ground experience gained from assessment of various government schemes and interventions.

MicroSave partnered with National Payments Corporation of India (NPCI) to support NPCI in their “Digital India” initiative and promote accessibility and usage of digital modes of payments across India.

Shri. A P Hota (MD & CEO of National Payments Corporation of India) in an interview with Mr. Anil Kumar Gupta (Associate Director of MicroSave) shares his views on the requirements to sustain the change brought through a financial literacy campaign