MicroSave Consulting or MSC is the world’s local expert in financial, economic, and social inclusion in the digital age. We work with participants in digital ecosystems to drive the agenda of inclusion for everyone.

Our roster of over 190 staff members provides market-led insights, dependable expertise, and useful advice across a wide variety of fields. We take pride in sharing our on-ground lessons with the community to enable knowledge transfer and to build discussions on key topics. With our time-tested inputs, our clients are able to seize the digital opportunity, address the mass market, and future-proof their operations.

Posts by MSC

The Andhra crisis: The beginning of an end or the end of a beginning?

This presentation examines and discussed the caused of Andhra Pradesh crisis how the Indian MFIs and the government should respond post the crisis.

The State of Bank-led Initiatives for E/M-Banking and its Potential

In 2012 Ignacio Mas worked with MSC to look at the state of digital financial services in India, the type of products that poor people want, and the role of microfinance institutions/SHGs in digital financial services systems. Ignacio also ran a training for all MSC staff, and we then asked him to record some of […]

Indian experiences of application of agricultural value chain finance

The paper examines the current state of value chain development in India, the policies that are in place and the institutional framework that supports the value chains in agriculture. The facilitating processes adopted in India for strengthening agricultural value chains have been analyzed and their efficacy has been critiqued.

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Deposit Assessment in India

MicroSave’s study on Deposit Assessment in India details the needs and preferences of micro-savings clients to support the development of client-responsive products and delivery processes.

Business correspondent models in Bihar – Constraints and way forward

The study was conducted to improve the current body of knowledge around the status of the BC model in Bihar, to provide recommendations to improve the effectiveness of the model and to offer inputs to policymakers.

Full Report: PMJDY wave I assessment

The first assessment (Wave-I) was conducted in November and December 2014 across 41 districts in 9 states, wherein a total of 2,039 BM locations and 8,789 beneficiaries were surveyed. BMs were assessed on dimensions such as availability, transaction readiness, dormancy, branding of outlets, number of transactions etc. The customers were asked questions about their experience on aspects such as first bank account under PMJDY, receipt of RuPay card and availability of Aadhaar and its linkage in PMJDY account.

MSC Director- Manoj Sharma- in talks with NDTV Profit on PMJDY

MSC director in conversation with NDTV Profit on the progress of Pradhan Mantri Jan Dhan Yojna (PMJDY). Catch full coverage here.