Petronella Chigara-Dhitima is a microfinance expert with more than 24 years of experience in 17 African countries and other developing countries in Asia and Latin America. She manages her own consulting firm called Mustard Seed Consulting. Some of her current major clients include the Food and Agricultural Organization (FAO), the International Labour Organization (ILO), and the International Youth Foundation. She is a certified Smart Assessor and has conducted institutional assessments in Uganda, Ghana, and India. Petronella has held various operational, managerial, and senior advisory positions in institutions like ACCION, the International Labor Organization (ILO), CARE Zimbabwe, and Zambuko Trust.