Sandeep Kumar is presently associated with the International Labour Organization's Impact Insurance Facility as a Social Finance Fellow. He is a financial inclusion consultant with more than six years of experience in microfinance, digital financial services, and SME finance.
What is statistical credit scoring?
The ability of Financial Institutions (FI) to effectively underwrite microenterprise loans depends on accurate assessment of the loan applicant’s ability and intent to repay. Traditionally, financial institutions use their past knowledge and experience of financing microenterprises to carry out such assessments.
Let There Be Light – Direct Benefit Transfer in Kerosene
This focus note traces a qualitative research that MicroSave conducted to assess the consumption pattern and dependence on kerosene in India at the time of the study.