The need for innovative digital financial services to improve the lives of female micro- and small entrepreneurs operating in open-air and cross-border markets: A case from Kenya
MSC conducted primary research in Kenya to understand the challenges of female traders in open-air and cross-border markets. The study identified limitations that prevent them from using digital financial services comprehensively. We sought to learn why these owners of micro and small enterprises shy from using credit, savings, insurance, and payments. Faith Njeri is one such woman.
Our new blog discusses the financial challenges countless women like her struggle with as they work on their dream of financial independence.
A tale of the “other” workers: An observation on home-based women workers in Indonesia
Home Based Workers in Indonesia are highly vulnerable as they work without formal contracts. They endure unstable incomes, low wages, no insurance, and inadequate working conditions. In some instances, they also face domestic violence. The digital economy poses another challenge for these workers since most are not digitally literate.
In this joint op-ed by MSC and Ministry of Women’s Empowerment and Child Protection, Indonesia, MSC acknowledges the interplay of four key interdependent factors that are commonly overlooked while designing programs for HBWs. We also recommend ways for recognizing the profiles and gaps of women HBWs to increase their mobility, quality of employment, and economic empowerment.
India’s gender-responsive policies during COVID-19
Despite the Indian government’s gender-focused relief measures during the COVID-19 pandemic, women beneficiaries faced issues as they tried to access and utilize such measures. Issues with access and capability around digital communication and inherent social norms persist as two important factors that intensify the challenges that #women face in using formal financial services.
Vaccine hesitancy—an impending barrier to India’s COVID-19 vaccination program
As India scrambles to vaccinate its population, it faces a major barrier—vaccine hesitancy. This blog charts a three-pronged approach that combines interventions from both the demand and supply sides to address this issue.