Banks

With 25+ years of experience across Asia and Africa, MSC has deep expertise in the banking, financial services, and insurance (BFSI) sector. Our efforts promote growth and resilience as we make credit, insurance, and digital finance accessible to underserved people. We develop solutions for rural families, urban poor people, micro, small and medium enterprises, microenterprises, and street vendors.

Accessible, inclusive finance fuels economic opportunity, protects against risks, and drives innovation to transform lives and communities. The BFSI sector bridges gaps in access and trust. It creates pathways for financial inclusion and sustainable development across all segments of society.

We help financial institutions unlock new markets and scale inclusive finance. We provide end-to-end support in research, product design, digital strategy, and risk management. Our effective solutions in micro, small, and medium enterprise (MSME) finance, agriculture, and agent networks help banks grow their portfolios, expand outreach, and build sustainable, customer-centric financial services.

What we offer:

Product, process design, and market expansion

  • We support financial product innovation grounded in customer insights, behavioral research, and market intelligence. We help banks design, pilot, launch, and scale solutions across diverse geographies. We drive rapid adoption, ensure operational sustainability, and enable long-term growth for businesses.

Digital transformation

  • We guide institutions on ways to digitize their journey. We enable them to assess current systems, identify gaps, and allow technology-led transformation. Our focus spans process automation, digital channel development, and FinTech integration. We deliver efficiency, agility, and stronger customer engagement.

Legal transformation

  • MSC provides end-to-end support for microfinance institutions transitioning into differentiated or universal banks by offering pre-licensing capacity building, comprehensive institutional restructuring (covering HR, product and channel innovation, and risk management), and post-licensing change management to ensure successful regulatory compliance and operational excellence.

Regulatory compliance and risk assessment

  • We help institutions navigate an increasingly complex regulatory and operating environment by designing robust frameworks beyond compliance. Our solutions integrate social, economic, and operational impact assessments with advanced risk analysis, scenario modeling, and monitoring systems. We align regulatory checks with strategic business objectives to enable organizations to make informed decisions, mitigate risks proactively, and strengthen long-term resilience.

Capacity building and institutional assessment

  • We work with organizations to unlock their full potential and strengthen their institutional capabilities and leadership effectiveness. We promote innovation, agility, and operational excellence through customized training, targeted capacity development, and structured knowledge-sharing. Our approach equips institutions to adapt to evolving market dynamics and ensures sustainable growth and improved stakeholder outcomes.

Due diligence

  • Through rigorous due diligence, we help investors, banks, and development sector partners make confident decisions. We assess financial health, governance, risk frameworks, market positioning, and customer practices to clearly show institutional strength and growth potential. We identify risks early, highlight opportunities, and deliver actionable recommendations with our grounded insights and sector expertise. We enable our partners to invest, collaborate, and scale with confidence.