Md Farista Andalib and Alvina Zafar
Cash‑based upstream payments trap liquidity, block credit access, and fragment supply chain data. Digitization requires...
Md Farista Andalib and Alvina Zafar
Digital payments stop at the shop counter because retailers cannot forward funds to suppliers. Wholesalers...
Bhavya Mitra and Priyal Advani
Financial fraud persists because accountability is fragmented across banks, telecom providers, digital platforms, and regulators....
Surbhi Sood and Srinivas Balakrishnan
Fraud in financial systems has evolved into an industrialized, tech-enabled supply chain. It includes specialized...
Financial fraud today is behaviorally engineered, psychologically manipulative, and increasingly, AI-enabled. Today, fraud exploits authority,...