Chhotastock is an investment app. It enables young Gen G/Z to explore alternative investment opportunities like stock and P2P investment in a safe and secure manner with a minimal amount of INR 100 (USD 1.25). Chhotastock is also a registered investment advisor that allows its users to create baskets of investment depending on their risk profiles. It combines games and investment to create an appeal for better financial management among the youth of India. Read more of its plans to increase the ease and options of investment for its user while keeping it safe, secure, and engaging.

Rydo is a digital platform for auto-rickshaw drivers. It offers ride-hailing services in tier 1 and 2 cities and towns of India. It intends to improve mobility digitization in small towns with the power of ONDC. The blog describes how Rydo plans to use this digital transformation for the benefit of drivers to provide them with timely credit, easy repayment options, health coverage, and much more.

This note is second in the series and examines how small finance banks can build a first-class retail institution that focusses on low-income clients.

In this note, we discuss various challenges that MFIs may face while transforming into small finance banks. The second note in this series would examine plausible solutions.

In this Note we examine the evolution and mechanics of MNO-MFI partnership and how this partnerships could be made mutually more rewarding in the context of mobile money deployments.

MicroSave implemented an Alternative Financial Education programme (AFE) at one of the biggest MFIs in north India. The tool based was based on the principle of product-led financial education, the programme delivery was embedded in the existing operational structure of the MFI, and the tools were designed using SWITCH behavior change framework.

Though most of the microfinance and mobile money partnerships have failed to scale-up in India, it is helpful to understand the challenges. This blog studies such partnerships in India share key takeaways.

Is financial education or financial literacy a branding problem? Here the authors suggest some alternative ways to make FE more meaningful and useful for end clients.