Loan Approval: Larger Loans
In this video, Equity Bank Kenya shares their process of approving larger loans. Equity Bank team explains their process to sanction loan above USD3000, which requires second level approval from the head-office. It further requires mapping of the business and residential premises of the client. Richard Turner, former Chief Credit Officer, ShoreBank concludes the topic […]
Jun 2, 2008
Lending Cycle: Credit Committee
This video highlights the most important stage of credit cycle – Credit Committee – where a loan officer presents his/her case along with suggested loan amount for analysis. Join a typical Credit Committee of Equity Bank and see how the loan proposals get approved and rejected. The committee explains the reasons for selection and returns […]
May 26, 2008
Loan analysis (Tricks of the trade): Part 1
In this video series-1, Richard Turner, the former Chief Credit Officer, ShoreBank, shares his “tricks of the trade” for loan analysis. Richard explains the Lending Process as an intersection of the three circles: Market, Management and Mathematics. He further explains the dynamic relation between the three components. Turner has been involved in making loans and […]
May 5, 2008
Establishing a Credit Administration & Control Unit
This note demonstrates the ways to organise a Credit Administration Unit (CAU), when an organisation grows in terms of volume and outreach.
Jul 20, 2007
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