Impact of policies and regulations on the microfinance sector
The report is based on a study conducted under the guidance and support from College of Agricultural Banking (CAB), Reserve Bank of India, Pune. The report brings forth perspectives on the impact of regulatory and policy regime on microfinance institutions and its customers.
Speaking with us, Puneet Chopra, MSC’s Domain Leader- Digital Financial Services: Banks/Product Innovation, shares his views on business correspondent model in India and explains how interoperability of BC channels can enhance the confidence of stakeholders, such as the government, banks and BCNMs, in the system. Taking the conversation ahead, he observes the dichotomy of what is […]
Optimising Commissions and Payout Mechanism For G2P Payments Under Electronic and Direct Benefit Transfer
This Policy Brief tries to address the two fundamental questions of (1) what should be an appropriate fee for disbursal of G2P payments? and (2) what can be the norm or mechanism for division of the payout between banks, BCNMs and CSPs?