So many steps forward … And now one big step back
After the progress made on setting a regulatory and policy framework to enable financial inclusion, this blog raises concern over the decision that puts a cap of 1% for agent transaction.
Nov 9, 2018
Reducing Friction To Succeed
Inconvenience, high tariffs, system downtime, low commissions, slow speed, poor service quality, inaccuracy, lack of an underlying compelling need and technology instability are few challenges for mobile money success.
Oct 1, 2018
KYC harmonisation study
KYC harmonization study was undertaken to analyze the existing Know Your Customer (KYC) practices of first-time customer on-boarding by service providers (Banks, Mobile Network Operators, Mobile Money Operators, and Pre-paid Payment Instrument issuers) with respect to the prevailing regulatory landscape.
Aug 20, 2016
Priyank Mishra, Vivek Gupta, Akshat Pathak, Samveet Sahoo and Puneet Chopra
Aug 20, 2016
Priyank Mishra, Vivek Gupta, Akshat Pathak, Samveet Sahoo and Puneet Chopra
Democratising Financial Services
In addition to Aadhaar, the India Stack is likely to transform payments, financial services and consumer protection in India.
Apr 12, 2016
Puneet Chopra, Paresh Rajde, Vivek Anand, Samveet Sahoo and Partha Ghosh
e-KYC and the India Stack – A Transformative Blueprint for Emerging Markets
The authors discuss how Aadhaar-enabled e-KYC could be beneficial in accelerating uptake and the usage of digital financial services in India.
Mar 31, 2016
Puneet Chopra, Paresh Rajde, Vivek Gupta, Priyank Mishra and Akshat Pathak
Mar 31, 2016
Puneet Chopra, Paresh Rajde, Vivek Gupta, Priyank Mishra and Akshat Pathak
Can Self-Service Channels Be The Next Frontier Of Financial Inclusion?
As the Indian rural populace becomes technology savvy and with improving rural connectivity, the authors explain how self-service digital channels will become increasingly important.
Jun 24, 2015
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