In Bihar’s Buxar district, farmers struggle to cope with the changing climatic conditions and adapt to them. Significant annual variation in rainfall and temperature erodes farmers’ adaptive capacities. Farmer producers organizations (FPOs) could play a central role to promote and facilitate farmers’ adaptation to climate change—but they need improved incentives and support.

Smallholder farmers in the flood-prone state of Bihar need capital and support from system-level actors to increase their climate resilience. This blog identifies seven critical factors that can enable the building of climate resilience and adaptive strategies of smallholder farmers.

Smallholder farmers in Bihar face seasonal flooding, increasing heat, and variable rainfall, which hurt their crops, livelihoods, and health. Farmers in Muzaffarpur and Khagaria, two climate-vulnerable districts, use a range of coping and adaptation strategies in response to such increasing climate hazards. Read on to explore these in detail.

Smallholder farmers are vulnerable to climate change in many different ways. We analyzed the lives and livelihoods of different types of farmers to assess how individuals and families either succeed to or fail to adapt to climate change and environmental stresses. We look at the role financial services, education, gender roles and responsibilities, and social norms play to determine resilience to climate change.

Parametric insurance solutions can offer smallholder farmers in developing countries an accessible, reliable, and affordable way to protect themselves. A multi-stakeholder approach is needed to make these solutions work for smallholder farmers, supported by catalytic capital for their development and scale-up.

In addition to Aadhaar, the India Stack is likely to transform payments, financial services and consumer protection in India.