TVS Ravi Kumar

Senior Manager

Ravi Kumar is a Senior Manager in MSC’s Country Development Program, Indonesia. He is a microfinance and banking consultant with over 10 years of experience in microfinance and private sector development.

Ravi Kumar is a Senior Manager in MSC’s Country Development Program Indonesia. He is a microfinance and banking consultant with over 10 years of experience in microfinance and private sector development. He has undertaken consulting assignments with banks, MFIs, international development agencies in India, Indonesia, Sri Lanka, and the Philippines. Ravi’s areas of expertise include digital G2P payments, microfinance, SME finance, and value chain finance. He specializes in strategic business planning, product development and process, and channel innovations. Before joining MSC, Ravi was a development professional working to promote microfinance and livelihood for the low-income segment in Central India. He is a Management Graduate from the Institute of Rural Management Anand, and has a Bachelor's degree in Mechanical Engineering from NIT Kurukshetra.

Posts by TVS Ravi Kumar

The impact of climate change on farmers in Bihar and how farmer producer organizations can help them adapt

In Bihar’s Buxar district, farmers struggle to cope with the changing climatic conditions and adapt to them. Significant annual variation in rainfall and temperature erodes farmers’ adaptive capacities. Farmer producers organizations (FPOs) could play a central role to promote and facilitate farmers’ adaptation to climate change—but they need improved incentives and support.

Innovations and coping strategies for food security at the time of COVID-19

COVID-19 is likely to have a widespread, deep, and prolonged impact on every sector and segment. In this blog, we discuss some innovations and practical solutions for governments and other stakeholders to consider to aid food security and to protect the livelihoods of smallholders

Deepening financial inclusion through cash transfers: The case of PKH in Indonesia

In 2017, the Government of Indonesia (GoI) began digitizing social benefit transfers to improve delivery efficiency and achieve sustainable financial inclusion. Program Keluarga Harapan (PKH), a conditional cash transfer (CCT) program, was the first major social assistance payment program (G2P) digitized by the government. It provides incentives for the following: Pregnant and lactating mothers, infants, […]

Report on findings from the impact evaluation of Program Keluarga Harapan (PKH)

MSC did an impact evaluation of the PKH conditional cash transfer program, one of the largest social assistance programs in Indonesia and managed by the Ministry of Social Affairs.

Operations assessment and impact evaluation of Program Keluarga Harapan (PKH)

MSC did an impact evaluation of the PKH conditional cash transfer program, one of the largest social assistance programs in Indonesia and managed by the Ministry of Social Affairs.

BPNT Operations Assessment 2019

Bantuan Pangan Non-Tunai (BPNT) is one of the largest digitized social assistance payment (government-to-people or G2P) programs in Indonesia.

Indonesia’s experiment with digitising food subsidy payments: The story so far

The note summarises key findings of the current scheme for social transfer of food subsidy (BPNT) in Indonesia

Third-Party Agent Network Managers: The Missing Element in Indonesia’s DFS Sector

This blog is second in the series on the key findings and recommendations of the recently concluded Agent Network Accelerator (ANA) Indonesia survey