TVS Ravi Kumar

Senior Manager

Ravi Kumar is a Senior Manager in MSC’s Country Development Program, Indonesia. He is a microfinance and banking consultant with over 10 years of experience in microfinance and private sector development.

Ravi Kumar is a Senior Manager in MSC’s Country Development Program Indonesia. He is a microfinance and banking consultant with over 10 years of experience in microfinance and private sector development. He has undertaken consulting assignments with banks, MFIs, international development agencies in India, Indonesia, Sri Lanka, and the Philippines. Ravi’s areas of expertise include digital G2P payments, microfinance, SME finance, and value chain finance. He specializes in strategic business planning, product development and process, and channel innovations. Before MSC, Ravi was a development professional working to promote microfinance and livelihood for the low-income segment in Central India. He is a Management Graduate from the Institute of Rural Management, Anand, and has a Bachelor’s degree in Mechanical Engineering from NIT Kurukshetra.

Posts by TVS Ravi Kumar

Solving Indonesia’s sanitation woes

In this blog, the author argues that microfinance loans have potential to solve the Indonesia’s sanitation woes.

The Collection Methodologies in Group Lending

This Note compares the three most commonly practiced instalment collection methods in group lending and concludes that MFIs will have to devise ways to ensure continuity in their interface with clients.

Characteristics of Mumbai Microfinance Market

This Note analyses the way poor entrepreneurs in Mumbai currently finance their businesses, and the options and opportunities for MFIs in Mumbai.

Savings Mobilisation in SHGs: Opportunities and Challenges

This focus note explains the reasons why the poor save in SHGs and further explores how financial institutions like banks and MFIs lend to SHGs based on their internal savings.

Risks and Challenges in Micro and Small Enterprises Lending

This IFN examines the issues of individual lending and makes recommendations for MFIs considering individual lending.