Karthick Morchan

Senior Analyst

Karthick is currently working as Manager in Quantitative Research & Data Analytics practice group of Data and Innovations domain with MSC India.

He is a management professional with over six years of experience working with international donors, government agencies and research institutions with experience of working in Asia and Africa. His areas of expertise include monitoring and evaluation, advanced analytics, impact evaluation, and program management.

Posts by Karthick Morchan

Making digital credit truly responsible- Insights from analysis of digital credit in Kenya

Based on our study of the digital credit landscape in Kenya (2019), this report discusses the changes in the digital credit landscape. It highlights the core challenges, emerging concerns and also goes further to formulate recommendations for both regulators and suppliers to make the delivery of digital credit more responsible and customer-centric.

Optimizing agent network distribution

Agent optimization is a universal challenge. MSC’s geospatial mapping in two blocks of India sheds light on how agents can be placed optimally.

Optimizing agent network distribution

The study showcases the effectiveness of using geospatial analysis and smart data collection techniques. This would help analyze and provide recommendations to improve access to financial services.

Report on findings from the impact evaluation of Program Keluarga Harapan (PKH)

MSC did an impact evaluation of the PKH conditional cash transfer program, one of the largest social assistance programs in Indonesia and managed by the Ministry of Social Affairs.

Operations assessment and impact evaluation of Program Keluarga Harapan (PKH)

MSC did an impact evaluation of the PKH conditional cash transfer program, one of the largest social assistance programs in Indonesia and managed by the Ministry of Social Affairs.

BPNT Operations Assessment 2019

Bantuan Pangan Non-Tunai (BPNT) is one of the largest digitized social assistance payment (government-to-people or G2P) programs in Indonesia.

The Agent Profitability Conundrum in India – Time for Differentiated Agents?

The blog highlights agent profitability conundrum in India. Is it time for differentiated agents? As half of agents in India are dedicated, with agency business being only source of income.

Indian DFS landscape is changing: Insights from State of the Agent Network India, 2017 (ANA) Wave II Research

The note highlights the evolving Indian DFS landscape by discussing the insights from MicroSave’s State of the Agent Network India, 2017 (ANA) Wave II Research.