Frenky Simanjuntak

Posts by Frenky Simanjuntak

BPNT Operations Assessment 2019

Bantuan Pangan Non-Tunai (BPNT) is one of the largest digitized social assistance payment (government-to-people or G2P) programs in Indonesia.

Aligning regulations to enhance digital financial inclusion in Indonesia

In Indonesia, the regulatory supervision of banking and financial services is under two regulatory bodies, Bank Indonesia (BI) and the more recently established, Financial Service Authority (Otoritas Jasa Keuangan or OJK). This study looks at synergies in regulations for e-money (LKD) and branchless banking (Laku Pandai) to unleash the full potential of digital financial services in Indonesia.