MicroSave conducted a study in three different Indian states – Rajasthan, Uttar Pradesh, and Tamil Nadu this past year to seeks answers to the following questions: How do poor people save and what works best for them among the formal, semi-formal, and informal choices available? Why do they choose one investment or savings versus another, and what atttributes are most important in this decision? What are the risks involved, and how are they different for formal, semi-formal and informal savings?

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