Ann Platt

Ann is an Independent consultant who focuses on the needs of the user in digital finance. She is currently working as a Consultant at Bridge Research.

Ann is an Independent consultant who focuses on the needs of the user in digital finance. She is an expert in market analysis and research, project management, editing and writing, teaching, and training. Her specialties include mobile banking and payments, blockchain technologies, agent networks, telecom and banking regulation, and microinsurance. Ann worked as a Senior Advisor at MSC from August, 2010 to August, 2014.

Posts by Ann Platt

Bill payments —The secret to sustainability?

Mobile banking hasn’t really achieved sustainability yet. Everyone talks about it as an almost done deal. Nevertheless, cash still trumps all.

Financial capability via listening and learning

What is the key to strengthening the financial capability of the poor people? Here the authors argue listening is the key based on their insights from the field.

Why is the chicken afraid to cross the road?

Mobile operators and banks are hesitant to take lead on digital financial services. This blog takes into account the reasons behind the reluctance and lays out a way forward.

What if six billion people had smartphones?

What if six billion people had smartphones? Isn’t it an intriguing scenario? This blog envisages how this gratifying explosion of new phone technology would serve the needs of the global poor.

Mobile money: Rosy vs real

While the world sees mobile money as a panacea for financial inclusion, our experts advise treading with caution.

The Answer is “Yes”—Cost and Willingness to Pay in India

This Policy Brief discusses how poor people manage their money better and are willing to pay for more convenient banking services in India.

The State of Business Correspondence: Agent Networks in India

This Policy Brief discusses that Financial inclusion cannot happen without agents and it will happen with better and more lasting results if all levels in this effort.

Savings perceptions and preferences in India – The relative risk to the savings of the poor

MicroSave conducted a study in three different Indian states – Rajasthan, Uttar Pradesh, and Tamil Nadu this past year to seeks answers to the following questions: How do poor people save and what works best for them among the formal, semi-formal, and informal choices available? Why do they choose one investment or savings versus another, […]