Disha Bhavnani has inclusive finance sector experience of around four years gained through projects with banks, agent network operators, mobile money operators, government departments, insurance agencies, clean energy product manufacturers, international funding agencies, MFIs, and community-based institutions in India, Bangladesh, and Samoa Islands.
Her area of expertise includes mobile-money products, digital finance, agri.-insurance, farmer producer organization linkages, agent banking, project management, MIS design, microfinance, livelihood support services, and financial sector development. She has worked on projects commissioned by FMO Netherlands, BMGF, CGAP, AFI, Nathan Associates, NITI Aayog, JP Morgan Chase, PFIP, and others.
Presently, her work focusses on developing financial solutions to address the unique and specific needs of people in Samoa. She is currently working to increase the uptake of a mobile money product, EziBank, which is an integrated wallet between a bank (National Bank of Samoa) account and mobile operator(Digicel).
Formerly, Disha has worked as an Assistant Manager with ESAF Microfinance- a Kerala, India-based Microfinance institution (now, a small finance bank). She holds a Post Graduate Diploma in Rural Management, with specialization in rural finance from one of India's most prestigious institutions, Institute of Rural Management, Anand (IRMA). She is fluent in English and Hindi.