Disha Bhavnani

Disha Bhavnani is a Manager in MicroSave Consulting’s DFS-Banks and Agriculture domain.

Disha Bhavnani has inclusive finance sector experience of around four years gained through projects with banks, agent network operators, mobile money operators, government departments, insurance agencies, clean energy product manufacturers, international funding agencies, MFIs, and community-based institutions in India, Bangladesh, and Samoa Islands. Her area of expertise includes mobile-money products, digital finance, agri.-insurance, farmer producer organization linkages, agent banking, project management, MIS design, microfinance, livelihood support services, and financial sector development. She has worked on projects commissioned by FMO Netherlands, BMGF, CGAP, AFI, Nathan Associates, NITI Aayog, JP Morgan Chase, PFIP, and others. Presently, her work focusses on developing financial solutions to address the unique and specific needs of people in Samoa. She is currently working to increase the uptake of a mobile money product, EziBank, which is an integrated wallet between a bank (National Bank of Samoa) account and mobile operator(Digicel). Formerly, Disha has worked as an Assistant Manager with ESAF Microfinance- a Kerala, India-based Microfinance institution (now, a small finance bank). She holds a Post Graduate Diploma in Rural Management, with specialization in rural finance from one of India's most prestigious institutions, Institute of Rural Management, Anand (IRMA). She is fluent in English and Hindi.

Posts by Disha Bhavnani

Wonderlend Hubs (WLH): Alternate route to credit history

Read to see the journey of WonderLend Hubs, a company that provides Machine Learning-as-a-Service (MLaaS), as it implements this fascinating service to become the credit gateway for India’s low-to middle-income segments.

munshiG: Digital assistant for grocery stores

How do technologies such as machine learning and natural language processing transform our shopping experiences at the local grocery store? Read this fascinating blog about munshiG, a fintech start-up, to know more.

eNAM platform to digitize the marketing of agricultural produce in India

India’s eNAM platform enables trading of primary agricultural produce and connects markets through an online platform. MSC has been supporting the central and the provincial governments in the design, policy reforms, and implementation of the eNAM program. Many of the design improvements have been accepted and implemented. The cumulative volume of electronic trade on eNAM had crossed about INR 482 billion (USD 6.5 billion) by September, 2018.

A Qualitative Study of Producer Organisations in Select Geographies in India

The report brings out insights on PO forms, organisations, structures, management, governance, operations, business performance, earnings, needs, expectations, maturity levels and several other important aspects regarding farmer collectives.