Hermann Fumilayo is a Digital Economy and Financial Inclusion Specialist, at United Nations Capital Development Fund (UNCDF), Ghana.
Hermann Fumilayo worked as an executive professional with MSC from Mar 2004 to Sep 2005. He worked with a wide range of financial institutions in West and East Africa to move them onto a market-led approach to providing financial services. This includes preparing training toolkits and then delivering intensive training and technical assistance on the following fields: Market research, Product Development, Product Costing and Pricing, Pilot Test, Strategic and Product Marketing, Product and Institutional Risk Analysis, Process Mapping. Since leaving MSC he worked with SIOM Consulting, Accion and UNCDF.
Posts by Hermann Messan
The Art and Science of Pricing Financial Services
This paper examines pricing as a determinant of customer’s choices. It tries to assess why pricing financial services are so difficult for users to understand. It also considers the pricing implications in evolution of “market-led”.
Microleasing: An Alternative Way of Financing Productive Assets
This note briefly discusses the constraints to microleasing in developing countries in view of the legal and regulatory environment, weak economic conditions, institutional factors and client related factors.