This Grameen II note covers the methodology used in collecting ‘financial diary’ information from clients and provides the results of the study by closely focusing on clients and funds.

This note attempts to use data from ‘financial diaries’ element of Grameen II study to examine the growth, volatility and multiplicity of MFI membership among a small number of villagers.

The study highlights the areas for improvement for a possible Grameen III to emerge for emerging players in the microfinance sector in Bangladesh.

This note describes the new loan arrangements and how staff and borrowers have reacted to them. (Analysis of the bank’s financial performance is in another Note 4 in this series)

This second note in the Grameen II series now addresses specifically the significant growth in new member savings. Few most important changes are in the bank’s new approach to savings deposits.

This first note in the series, ‘What is Grameen II?’ introduces the Grameen Bank and the changes it has made recently, known as the ‘Grameen Generalised System’ or ‘Grameen II’.

This paper in a nutshell outlines what Grameen II is and how it works. It discusses the similarities between old and new Grameen, in respect of the delivery environment, group responsibilities, branch opening procedures, loan loss provisioning and write-off, staff performance incentives, and computerisation. It comments on branch performance and concludes that Grameen II is […]

This note briefly discusses the savings needs of poor people in various stages of their lives and categorises the expenditures into life cycle events, emergencies and opportunities.