In this video, Ignacio Mas, Senior Advisor, CGAP, discusses the challenges of fixing remuneration for agents in mobile banking. Ignacio notices that mobile operators and banks enjoy certain benefits and opportunities but agents face problems in handling cash. In addition, Ignacio discusses the way ahead for mobile banking and how volumes can be increased by […]
Electronic Banking: The next revolution in financial access
This paper highlights the role of e-banking in improving financial access to the poor. It brings forth three major reasons viz. inadequate customer value proposition for the end users, a poorly developed business case for the companies collaborating, and a debilitating environment, responsible (one or all) for successful implementation of e-banking solution. This note concludes […]
Electronic Banking: The Next Revolution in Financial Access
This note concludes with highlighting opportunities for financial institutions and telecommunications companies, regulators’ willingness and understanding the present market demands for enhancing financial inclusion.
Teaching Elephants To Tango: Working with Post Banks To Realise Their Full Potential
MicroSave carried out an analysis on the Tanzania Postal Bank and the Kenya Post Office Savings Bank to explore the possibility of post offices’ offering microfinance services as a value addition to their poor clients.
Issues in Mobile Banking 2: Regulatory and Technical Issues
This note sheds some lights on the issues related to regulation requirements or in some cases lack of understanding/interest of the central banks, in implementing mobile banking by financial institutions.