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Tag: Individual lending
Product features of Micro and Small Enterprises Lending (2/2)
This note discusses the 7 of the 8Ps of Marketing – Price, Positioning, Process, Promotion, People, Place and Physical evidence. The Note describes that the total cost of Individual Lending.
Aug 6, 2010
Product Features of Micro and Small Enterprises Lending (1/2)
Many MFI’s have started to introduce individual loan as one of their product offerings. This note attempts to highlight the key product features which an MFI must focus on.
Aug 4, 2010
Managing Micro and Small Enterprises Lending
The note discusses the prevalence of group lending methodology which has been in existence for quite some time now.
Jul 15, 2010
Risk Management Credit Scoring Part 2
In this video series-2, Mark Schreiner, Director, Microfinance Risk Management, talks in detail how credit scoring system works. In rich countries, lenders often rely on credit scoring— formula to predict risk based on the performance of past loans with characteristics similar to current loans—to inform decisions. Can credit scoring do the same for microfinance lenders […]
Oct 13, 2008
Risk Management Credit Scoring Part 3
In this video series-3, Mark Schreiner, Director of Microfinance Risk Management, talks about the cost of installing and testing credit scoring system in an organisation. Mark further says that the pilot test runs till the organisation smooths all problems arising in due course and it usually takes about year and half. Later he discusses the […]
Oct 13, 2008
Risk Management Credit Scoring Part 1
In this video series-1, Mark Schreiner, Director, Microfinance Risk Management, discusses Credit Scoring System for microfinance industry. Mark says that credit scoring system works best for large lending organisation that have large amount of data, have decent MIS in place and where the management is ready for change. Basing his argument on this parameter, Mark […]
Oct 8, 2008