This Note discusses the benefits of IL, the target clientele and challenges MFIs need to consider in developing the product.

This note discusses the 7 of the 8Ps of Marketing – Price, Positioning, Process, Promotion, People, Place and Physical evidence. The Note describes that the total cost of Individual Lending.

Many MFI’s have started to introduce individual loan as one of their product offerings. This note attempts to highlight the key product features which an MFI must focus on.

The note discusses the prevalence of group lending methodology which has been in existence for quite some time now.

This note highlights the importance of strategic issues that need to be on the top priority an MFI venturing into the business of individual lending.

This note documents the progress made under the Action Research programme of MicroSave during 2006.

This note is based on MicroSave’s experience in developing risk management policies within its Action Research Partners (ARPs). It underlines a number of aspects that institutions seeking to adopt.

This note highlights key lessons from the experience of MicroSave’s partner Equity Bank, in designing, testing and rolling out a cash flow based individual business loan product.