Tag: Institutional assessment

The creation of Small Finance Banks by the Reserve Bank of India promises to offer a range of exciting opportunities, as well as some challenges, for the provisional licensees. Many of these are discussed in this collection of MicroSave’s Briefing Notes and blogs, which provide deep insights into options from India around strategy, operations, product development and agent network development/management.

These short articles are based on years of on-the-ground research and technical assistance dedicated to developing sound business models and operations to underpin profitable approaches to serving the mass market, thus advancing financial inclusion.

Microfinance banks and MFIs generally venture in to SME financing without understanding the model and common pitfalls, which might result in losing the portfolio. In this episode, MSC’s Specialist, Venkata N. A., discusses the common pitfalls of SME financing. In his words “SME financing is completely different from Joint Liability Group model of lending. It […]

Insurance sourcing through bank agents is becoming increasingly popular. This Note suggests one perspective- how to adopt the channel for insurance inclusion, it is by no means the only one.

In this Note, we discuss the potential value for stakeholders in a situation where insurance products are offered through agent banking channel.

In this video series-2, B. N. Gonzallez, Board Member of Cooperative UPA, Guatemala compares credit unions with the traditional banks operating in the country. In this interview, he highlights the numerous benefits low income customers enjoy that the traditional banking system fails to provide. Gonzallez says that the UPA provides attractive savings as well as […]