Small finance banks: What can we learn from Indian experience?
The creation of Small Finance Banks by the Reserve Bank of India promises to offer a range of exciting opportunities, as well as some challenges, for the provisional licensees. Many of these are discussed in this collection of MicroSave’s Briefing Notes and blogs, which provide deep insights into options from India around strategy, operations, product development and agent network development/management.
Small finance banks: What can we learn from international experience?
These short articles are based on years of on-the-ground research and technical assistance dedicated to developing sound business models and operations to underpin profitable approaches to serving the mass market, thus advancing financial inclusion.
Microfinance banks and MFIs generally venture in to SME financing without understanding the model and common pitfalls, which might result in losing the portfolio. In this episode, MSC’s Specialist, Venkata N. A., discusses the common pitfalls of SME financing. In his words “SME financing is completely different from Joint Liability Group model of lending. It […]
Credit Unions as World-Class Microfinance Providers Part 2
In this video series-2, B. N. Gonzallez, Board Member of Cooperative UPA, Guatemala compares credit unions with the traditional banks operating in the country. In this interview, he highlights the numerous benefits low income customers enjoy that the traditional banking system fails to provide. Gonzallez says that the UPA provides attractive savings as well as […]