Jitendra Balani

Posts by Jitendra Balani

Re-thinking MFI Operations using Mobile Technology

The authors describe why evidently, time is ripe for micro-finance Institutions in Indonesia to leverage technology and take their operations to the next level.

Lessons from the Costing Study on BC Networks

The IFN discusses some of the main findings from the costing study done on 4 BCNMs in India.

Insurance Through Bank Agents: How Can It Be Done?

Insurance sourcing through bank agents is becoming increasingly popular. This Note suggests one perspective- how to adopt the channel for insurance inclusion, it is by no means the only one.

Agent Banking and Insurance: Is There A Value Alignment?

In this Note, we discuss the potential value for stakeholders in a situation where insurance products are offered through agent banking channel.

UID and Financial Inclusion – Solution or Not?

This note shares some initial insights on UID and concludes that the combination of UID, mobile and bank account numbers could truly enhance financial inclusion.

Tapping the Underserved: Formal and Semi-Formal Financial Institution Partnerships

In this note, the authors explore the options for partnerships between formal financial institutions and MFIs, and how they can, together, contribute to the ultimate goal of financial inclusion.