Financial Inclusion Expert
Raj Kumar is an alumni with MSC and turned into an agripreneur after spending 16 years in microfinance, agri/rural development in South Asia, Southeast Asia and Africa.
Small Finance Banks – Are You Ready? The Opportunities and Challenges
The opportunities and challenges form Small Finance Banks is enormous in the financial inclusion market in India. The authors have elaborately discussed some of them.
Sep 23, 2015
Sep 23, 2015
Lessons from the Costing Study on BC Networks
The IFN discusses some of the main findings from the costing study done on 4 BCNMs in India.
Feb 18, 2015
Jitendra Balani, Sakshi Chadha, Prabir Barooah and Raj Kumar
Feb 18, 2015
Jitendra Balani, Sakshi Chadha, Prabir Barooah and Raj Kumar
The Mor Committee – Giving credit where credit is due (Part-II) Priority Sector Lending (PSL) and Credit Pricing
This blog speaks on the Mor Committee’s liberalization steps on price regime could be the next transformational step for small businesses and low-income households.
Feb 18, 2014
Feb 18, 2014
The Mor Committee – Giving credit where credit is due (Part I) The role of Non Bank Financial Companies (NBFCs)
This blog analyses some of the recommendations of the Mor Committee in the section on credit that the RBI could adopt and implement without disrupting the overall financing institutional.
Feb 14, 2014
Feb 14, 2014
Agriculture Value Chain Financing: Role of MFIs
MFIs can play an important role in agriculture value chain financing. In this video, MSC’s Senior Specialist Raj Kumar explores the possibility of MFIs performing important functions in the value chain by offering agriculture financing and risk management products for the farmers. He also highlights some of the key considerations and risks if the MFIs […]
Oct 24, 2013
Oct 24, 2013
Agriculture value chain financing – Regulations
The paper is focused on the institutional framework governing agricultural finance and various instruments available for financing agricultural development at several stages along a specific value chain. Various enabling policy and regulatory aspects that have evolved over the past decade are then discussed.
Nov 1, 2012
Nov 1, 2012
BPR Arta Kencana – Loan Product Development for Onion Cultivators
This Note briefly discusses How in Indonesia, MicroSave worked with BPR Arta Kencana to design a loan tailored for the needs of onion cultivators Java.
Sep 18, 2012
Sep 18, 2012